Terms & Disclosures
Last updated 2026
Educational purpose only
Everything on this website is general education. Nothing here is tax, legal, or investment advice, and nothing constitutes an offer or solicitation to buy any insurance product in a state where the representative is not licensed.
Guarantees
Insurance and income product guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance carrier. Affinex Financial does not guarantee any product.
Product terms vary
Product features, riders, availability, rates, and surrender provisions vary by carrier and by state and can change without notice. Only the issued contract governs your benefits.
No results promised
Any figures, examples, or illustrations shown are hypothetical and for illustration only. Past performance and hypothetical results do not predict future outcomes.
Your submissions
Do not send account numbers, Social Security numbers, or other sensitive personal data through the forms on this site. Submitting a form does not create a client relationship or bind any coverage.
Third-party links
Links to outside websites are provided for convenience. Affinex Financial does not control and is not responsible for their content or privacy practices.
Affinex Financial is an independent insurance agency. CA Lic. No 6011568. Questions about these terms: contact@affinexfinancial.com.